payitgo 0.6.1

Dart client for the payitgo crypto payment gateway (payments and mass payouts), for Dart servers, with a key-less checkout client for Flutter apps.

payitgo for Dart and Flutter

Accept crypto payments, and pay your own clients, with payitgo from Dart 3.

Full reference, with every method, option, type and error: api.payitgo.co/docs/sdk-dart.

dart pub add payitgo      # or: flutter pub add payitgo

The library has two clients:

• Payitgo uses your secret API key, for your server (a Dart backend, Cloud Functions, …). Never put a secret key in a Flutter app: anyone can extract it.
• PayitgoCheckout needs no key, for Flutter apps. Your backend creates the payment and hands the app its checkout_token; the app shows the payment and follows it.

On your server: accept a payment in three steps

import 'dart:io';
import 'package:payitgo/payitgo.dart';

final payitgo = Payitgo(
  Platform.environment['PAYITGO_KEY']!,
  baseUrl: Platform.environment['PAYITGO_BASE_URL']!,
  webhookSecret: Platform.environment['PAYITGO_WEBHOOK_SECRET'], // the signing secret: see Webhooks (IPN) below
);

// 1. Create a payment and send the customer to the checkout page (or return the
//    checkout_token to your Flutter app).
final payment = await payitgo.payments.create(
  orderId: 'ORD-1001',   // your order id: safe to retry
  amountUsd: 19.99,
  // token: 'USDT_TRC20',   // optional: without it the customer picks the coin
  successUrl: 'https://yourdomain.com/thanks',
);
print(payment.checkoutUrl);

// 2. Receive the notification (shelf shown; the complete handler is under Webhooks (IPN) below).
//    Use the raw body: the signature covers its exact bytes.
Future<Response> ipn(Request request) async {
  final body = await request.readAsString();
  final WebhookEvent event;
  try {
    event = payitgo.webhooks.constructEvent(body, request.headers['x-webhook-signature']);
  } on SignatureVerificationException {
    return Response(400);
  }
  // 3. Fulfil the order once the payment is final.
  if (event.type == 'payment.confirmed') {
    await markOrderPaid(event.data['order_id'] as String); // idempotent: events can arrive twice
  }
  return Response.ok('');
}

A key is a test key or a live key, and does not say which (the dashboard shows a Test or Live badge next to it): await payitgo.isLive() asks payitgo, once.

On your server: prices in other currencies

To price a payment in your own currency, give priceAmount and priceCurrency (an ISO 4217 code such as EUR, GBP or NGN) instead of amountUsd. payitgo converts the price into dollars at the rate of the moment, and the payment keeps both:

final payment = await payitgo.payments.create(
  orderId: 'ORD-1002',
  priceAmount: '45.50',   // sent as priceAmount.toString(): prefer a String to a double
  priceCurrency: 'EUR',   // any case
);
// payment.priceAmount '45.5', payment.priceCurrency 'EUR',
// payment.priceRate '1.082' (dollars per euro), payment.usdAmount '49.23'

Everything else (usdAmount, cryptoAmount, fees, minimums) stays in dollars; a payment priced in dollars has null price getters. Give amountUsd or the pair, not both (400). When no exchange rate can be had, create throws a PayitgoException with status 503 (exchange rate unavailable for price_currency: try again shortly) once the client's retries are spent: try again shortly. PayitgoCheckout reads the same fields, so a Flutter app can show the price in your currency next to the dollar amount.

On your server: your own payment page

checkoutUrl is only for payitgo's hosted page. To show the payment on your own page, render the payment your server gets back (depositAddress, cryptoAmount, destinationTag for XRP, a QR code of qrPayload, expiresAt); no checkout calls are needed.

• You know the coin: create the payment with token and render the payment it returns.
• The customer chooses it: create the payment without token, show payment.tokenOptions on your page, then call payitgo.payments.selectToken(payment.id, chosen) from your server and render the payment it returns: it now has its coin, address, amount, locked rate and a deadline 15 minutes away.

final payment = await payitgo.payments.create(orderId: 'ORD-1', amountUsd: 10);
// your page shows payment.tokenOptions; the customer picks one
final chosen = await payitgo.payments.selectToken(payment.id, 'USDT_TRC20'); // or your order id
// render chosen.depositAddress, chosen.cryptoAmount, chosen.qrPayload, chosen.expiresAt

The customer can change the coin while the payment still has tokenOptions (nothing has arrived yet): call payments.selectToken again with another. Once it can no longer change, it is a 409 (payments.retrieve then returns the payment with its coin). A coin outside tokenOptions, or a payment that can no longer be paid, is a 400.

On your server: test mode

A test payment gets an address like a live one, but no coins are involved: you choose an outcome and payitgo plays its deposits, status changes and webhooks a few seconds apart (Test mode).

// Choose the outcome when you create the payment (with token it starts at once,
// without it once the coin is chosen)…
await payitgo.payments.create(orderId: 'TEST-1', amountUsd: 10, token: 'USDT_TRC20', simulate: 'confirmed');

// …or later, on a payment you already have (its id or your order id).
final payment = await payitgo.payments.simulate('TEST-2', 'partially_paid');
// payment.simulation: outcome 'partially_paid', state 'running'

Outcomes (Payments.simulationOutcomes): confirmed, overpaid, partially_paid, underpaid, expired, failed, wrong_asset, paid_late. Simulated deposits have simulated true; their txId names no transaction on any chain. A live key gets 400; a payment whose simulation is still running, 409.

On your server: Webhooks (IPN)

payitgo POSTs a signed notification for every change of a payment (payment.confirmed, payment.expired, …), of a direct settlement, of a payout, and of a payout batch and its payments (below). Each mode has one webhook: a test key manages the test one, a live key the live one.

Where the notifications go. Set the URL once per mode (https:// on a public host, accepting POST requests), or give a payment its own when you create it:

// Once per mode (safe to repeat):
await payitgo.webhooks.set('https://api.yourdomain.com/payitgo/ipn');

// Or per payment: its events go there instead of the webhook's URL.
await payitgo.payments.create(orderId: 'ORD-1', amountUsd: 10, webhookUrl: 'https://api.yourdomain.com/orders/ipn');

// Or as the client's default for every payment it creates (a payment's own webhookUrl wins):
final shop = Payitgo(key, baseUrl: baseUrl, webhookUrl: 'https://api.yourdomain.com/orders/ipn');

A storefront's key cannot set the account's URL (403): pass webhookUrl on its payments instead. Payout events (payout.*) go to the webhook's URL. A payout request or batch row made with its own webhookUrl sends its events there, else to its batch's webhookUrl, else to the webhook's URL.

Missed some? Every event is kept: payitgo.events.list(after: lastId) replays them, oldest first, each exactly as its notification carried it (the same id).

The signing secret. Every notification of a mode is signed with that mode's secret, whichever URL it goes to. Copy it from the dashboard or read it with (await payitgo.webhooks.get()).secret, and give it to the client once:

final payitgo = Payitgo(key, baseUrl: baseUrl, webhookSecret: Platform.environment['PAYITGO_WEBHOOK_SECRET']);

Receiving them (shelf). Verify the raw body, handle each event once, and answer 2xx within 10 seconds; otherwise payitgo retries after 1 min, 5 min, 30 min, 2 h, 6 h and 24 h.

import 'package:shelf/shelf.dart';

Future<Response> ipn(Request request) async {
  final WebhookEvent event;
  try {
    // Checks the signature with the client's webhookSecret and refuses anything older than 5 minutes.
    event = payitgo.webhooks.constructEvent(
        await request.read().expand((chunk) => chunk).toList(), // the raw body
        request.headers['x-webhook-signature']);
  } on SignatureVerificationException {
    return Response(400);
  }
  // The same event can arrive more than once: handle each event id once,
  // e.g. by inserting it into a table with a unique key.
  if (!await recordEventOnce(event.id)) return Response.ok('');

  switch (event.type) {
    case 'payment.confirmed':
      await jobs.enqueue('fulfil', event.data['order_id'] as String); // slow work off the request
    case 'payment.expired':
      await jobs.enqueue('release-stock', event.data['order_id'] as String);
  }
  return Response.ok('');
}

Testing it. await payitgo.webhooks.test() queues a signed ping event to the webhook's URL and returns its delivery (400 when no URL is set).

On your server: payouts

Pay your own clients (withdrawals from your platform, payroll, prizes) from your payout wallet: one address per network that you top up, paying in the payout coins (USDT_TRC20, USDT_BEP20, TRX, BNB, …). payitgo checks and prices every payment before anything leaves the wallet (Mass payouts). Reading works with any key; the rest needs a key with payouts turned on in the dashboard (403 otherwise).

Payout requests, one by one. Send each client's request as it comes in. payitgo checks and prices it at once and keeps it in your open list with its costs; you send the list when you want, or let auto-send in your payout settings send it by itself.

// A client asks for a withdrawal. Your id for it is the reference: sending it
// again returns the same payment (200 instead of 201), so a retry never pays twice.
final request = await payitgo.payouts.request(
  reference: 'wd-7731',
  asset: 'USDT_TRC20',
  address: 'TR7mNkucnhLZoJQLLJ6DR88jpLQufWxUJi',
  amount: '120',       // a String or a num: prefer a String
  name: 'Ana Silva',   // optional, like email and note
);
if (request.status == 'invalid') {
  // Kept, but never sent: request.errors say why (code, message, hint). Cancel it
  // (payouts.cancel) to free its reference for a corrected request.
  print(request.errors.map((e) => e.message).join('; '));
} else {
  print('fee ${request.fee} ${request.ticker}, the wallet gives ${request.debit}');
}

// The open list: what sending it takes of each coin, and the top-up to send first.
final inbox = await payitgo.payouts.inbox();
for (final c in inbox.coverage) {
  if (c.topUp != '0') print('send ${c.topUp} ${c.asset} to ${c.address}');
}

// Send every valid request (or some: ids: [...]) as a batch: approved when your
// payout settings ask for it, then funded and sent.
final batch = await payitgo.payouts.send();

await payitgo.payouts.retrieve(request.id!);          // or retrieveByReference('wd-7731')
await payitgo.payouts.cancel(request.id!);            // out of the list, or canceled before it goes
await payitgo.payouts.remove(['…', '…']);             // up to 1000 out of the list: a result per id

payouts.quote(items: [...]) prices up to 100 payments without keeping anything: show a client their fee before they ask.

Batches: a whole list at once.

final batch = await payitgo.payoutBatches.create(
  reference: 'payroll-2026-10',   // safe to retry: the same reference returns this batch
  name: 'October payroll',
  feePaidBy: 'merchant',          // or 'recipient': the fees come out of each amount
  items: [
    PayoutItemInput(reference: 'payroll-2026-10-ana', asset: 'USDT_TRC20',
        address: 'TR7mNkucnhLZoJQLLJ6DR88jpLQufWxUJi', amount: '1500', name: 'Ana Silva'),
    PayoutItemInput(reference: 'payroll-2026-10-ben', asset: 'USDT_BEP20',
        address: '0x5aAeb6053F3E94C9b9A09f33669435E7Ef1BeAed', amount: '250'),
  ],
);
// quoted: batch.totals (per coin), batch.totalUsd; the rows left out:
final invalid = await payitgo.payoutBatches.items(batch.id, status: 'invalid');

final submitted = await payitgo.payoutBatches.submit(batch.id);
for (final s in submitted.waiting?.shortfall ?? const <PayoutShortfall>[]) {
  print('top up ${s.amount} ${s.asset} at ${s.address}'); // it starts by itself once funded
}

A call takes up to 1000 payments (addItems adds more, up to 10,000 in a batch). A batch's prices hold for an hour: when submit answers 409 (its prices expired), call payoutBatches.quote(id) and submit again. cancel(id) stops it before it is funded.

Claim links. When you do not know the recipient's address, ask for a claim link with claim: true or claimAssets (the other coins the recipient may choose, paid at the same dollar value) and leave the address out: its recipient opens the link and chooses the coin and the address (Claim links). With an email, payitgo emails the link; without one, you share it yourself. An email alone makes no claim link: a payment without an address is refused (invalid_address).

final prize = await payitgo.payouts.request(   // or a PayoutItemInput in a batch
  reference: 'prize-cup-final-1',
  asset: 'USDT_TRC20',
  amount: '250',
  claim: true,                                 // no email: share the link yourself
  claimAssets: ['USDT_BEP20', 'BTC'],
);
// Once its batch is funded: status 'claimable', prize.claim!.url to share, until
// prize.claim!.expiresAt (then 'expired', its money free again in the wallet).

payout_item.claimed says when the recipient chose (claim.claimedAt, the payment's address, and claim.fundedAsset / fundedAmount when they chose another coin); payout_item.claim_expired when nobody did. Batch counts add claimable and expired. In test mode nothing is emailed: open claim.url yourself; the code is always 000000.

Converted payments. To pay recipients in a coin your wallet does not hold, create the batch (or the quote) with convert: 'convert' and the coin to pay from: every payment in another coin is paid from convertFrom, converted on its way (Conversion). Both default to your payout settings.

final batch = await payitgo.payoutBatches.create(
  reference: 'payroll-2026-10-btc',
  convert: 'convert',
  convertFrom: 'USDT_TRC20',
  items: [PayoutItemInput(asset: 'BTC', address: 'bc1qar0srrr7xfkvy5l643lydnw9re59gtzzwf5mdq', amount: '0.01')],
);
final item = (await payitgo.payoutBatches.items(batch.id)).items.single;
// item.asset 'USDT_TRC20', item.amount, item.fee (with item.conversionFee) and item.debit
// are in the wallet's coin; item.convert!.to 'BTC', .toAmount '0.01' (what you asked),
// .estimate (about what arrives) and, once sent, .amountOut (what arrived).

A coin that cannot be converted to right now makes the payment invalid (conversion_unavailable). A batch with converted payments holds its prices 15 minutes, not an hour.

The wallet. payoutWallets.list() returns one PayoutWallet per network: its address, and per coin its balance, reserved, spendable and needed (the top-up batches waiting for funds need). Withdrawing from it is done in the dashboard, by the owner, never with a key.

Test mode. A test key has a test wallet with balances on paper: top it up, and its payments are sent on paper within seconds (with made-up txIds), webhooks included.

await payitgo.payoutWallets.simulateTopUp('USDT_TRC20', '1000'); // test keys only

Webhooks. payout_batch.quoted, .pending_approval, .approved, .rejected, .awaiting_funds, .processing, .completed and .canceled carry the batch (PayoutBatch(event.data)); payout_item.sent, .failed and .canceled the payment (PayoutItem(event.data); a canceled one's cancelReason, canceledBy and canceledAt say why, who and when), as do a claim link's payout_item.claimed and .claim_expired, and a payout request's payout_item.processing (it left your list for a batch) and payout_item.returned (it came back to the list); payout_wallet.withdrawn and payout_wallet.withdrawal_failed the withdrawal (PayoutWithdrawal, with failReason). Schedules, set up in the dashboard, send payout_schedule.run (PayoutSchedule(event.data): its lastBatchId, or lastError) and, a few days before a run the wallet cannot cover, payout_schedule.funding_needed (PayoutScheduleFunding(event.data): its schedule and the shortfall to send).

switch (event.type) {
  case 'payout_item.sent':
    final item = PayoutItem(event.data);
    await markWithdrawalPaid(item.reference!, item.txId!);
  case 'payout_item.failed' || 'payout_item.canceled':
    final item = PayoutItem(event.data);
    // never sent: its reference is given back, for a new request to use
    await reopenWithdrawal(item.releasedReference ?? item.reference!);
}

Staying in sync. Every payment, a payout request or a batch row, ends sent, failed, canceled or expired, with one event each, delivered at least once: handle each event id once. Events can arrive out of order: act on the payment's status and latest updatedAt. Replay what you missed with payitgo.events.list(after: lastId), and check every payment with payitgo.payouts.list(cursor: savedCursor) (keep its nextCursor).

In a Flutter app: show and follow a payment

final checkout = PayitgoCheckout(baseUrl: 'https://api.payitgo.co');

final payment = await checkout.retrieve(checkoutToken);    // from your backend
// show payment.cryptoAmount, payment.token, payment.depositAddress,
// payment.destinationTag (XRP) and a QR code of payment.qrPayload

await for (final p in checkout.watch(checkoutToken)) {     // polls every 5 s
  if (p.isConfirmed) showPaid();                           // ends once confirmed or failed
}
checkout.close();                                          // when the app no longer needs it

watch keeps following an expired or underpaid payment for the 24 hours in which a late payment can still complete it (then the stream ends); cancel the subscription to stop sooner.

On a test payment (payment.livemode false), checkout.simulate(checkoutToken, 'confirmed') plays an outcome with no coins, for "simulate" buttons on your test screens; watch shows it (Test mode).

The app only shows status; your backend still fulfils orders from the payment.confirmed webhook. Start with a test key, where you simulate what the customer pays.

API

final payitgo = Payitgo(apiKey,
    baseUrl: 'https://api.payitgo.co',  // the default
    maxRetries: 2, timeout: Duration(seconds: 30),
    webhookSecret: secret,               // for webhooks.constructEvent
    webhookUrl: 'https://…');            // default webhookUrl of payments.create

await payitgo.isLive();                                    // false for a test key (asks payitgo once)
await payitgo.payments.create(orderId: …, amountUsd: …, token: …, description: …, metadata: {…},
                            customerEmail: …, successUrl: …, cancelUrl: …, webhookUrl: …, simulate: …);
await payitgo.payments.create(orderId: …, priceAmount: …, priceCurrency: …, …); // priced in another currency
await payitgo.payments.selectToken(paymentId, token);      // or your order id: the payment with its coin
await payitgo.payments.simulate(paymentId, 'confirmed');   // test keys: plays the outcome
await payitgo.payments.retrieve(paymentId);                // or your order id
await payitgo.payments.list(status: 'confirmed', storeId: storeId, limit: 50, offset: 0); // every filter optional
await payitgo.tokens.list();                               // [TokenInfo(token, chain, minUsd, networkFeeUsd, feeNote)]
await payitgo.tokens.list(amountUsd: '49.90');             // the coins a $49.90 payment offers, with amountDueUsd (a num works too)
await payitgo.checkout.retrieve(checkoutToken);
await payitgo.payouts.request(reference: …, asset: …, address: …, amount: …, tag: …, name: …, email: …, note: …,
                             claim: …, claimAssets: […], webhookUrl: …); // no address: a claim link
await payitgo.payouts.retrieve(id);                        // PayoutItem; or retrieveByReference(reference)
await payitgo.payouts.list(status: ['sent', 'failed'], updatedSince: …, cursor: …, limit: …); // PayoutPage(items, hasMore, nextCursor)
await payitgo.payouts.inbox(status: 'ready', limit: 50, offset: 0); // PayoutInbox(inbox, coverage, items, total, …)
await payitgo.payouts.send(ids: […]);                      // PayoutBatch; without ids every valid request
await payitgo.payouts.cancel(id);                          // PayoutItem, canceled (safe to retry)
await payitgo.payouts.remove([…]);                         // [PayoutRemoveResult(id, item or error)]
await payitgo.payouts.quote(items: [PayoutItemInput(…)], feePaidBy: …, convert: …, convertFrom: …); // PayoutQuoteResult(quote, items)
await payitgo.payoutBatches.create(items: […], reference: …, name: …, feePaidBy: …, webhookUrl: …,
                                   convert: 'convert', convertFrom: 'USDT_TRC20');
await payitgo.payoutBatches.list(status: …, limit: …, offset: …); // PayoutBatchList
await payitgo.payoutBatches.retrieve(id);                  // PayoutBatch
await payitgo.payoutBatches.items(id, status: 'sent,failed', limit: …, offset: …); // PayoutItemList
await payitgo.payoutBatches.addItems(id, [PayoutItemInput(…)]);
await payitgo.payoutBatches.quote(id);                     // also submit(id), cancel(id): PayoutBatch
await payitgo.payoutWallets.list();                        // [PayoutWallet(chain, address, assets, …)]
await payitgo.payoutWallets.simulateTopUp(asset, amount);  // test keys: the wallets, topped up on paper
await payitgo.webhooks.get();                              // WebhookSettings(livemode, url, secret, createdAt, updatedAt)
await payitgo.webhooks.set(url);                           // WebhookSettings
await payitgo.webhooks.remove();                           // WebhookSettings, url null (the secret stays)
await payitgo.webhooks.test();                             // WebhookDelivery of a "ping" event
await payitgo.events.list(types: ['payout_item.*'], after: …, createdAfter: …, limit: …); // EventPage(events, hasMore)
payitgo.webhooks.constructEvent(rawBody, signatureHeader, secret: …, tolerance: Duration(minutes: 5));
Webhook.constructEvent(rawBody, signatureHeader, secret, tolerance: Duration(minutes: 5)); // no client needed

Payment, Deposit, WebhookSettings, WebhookDelivery and the payout models (PayoutItem, PayoutBatch, PayoutWallet, PayoutWithdrawal, …) have typed getters (status, checkoutUrl, webhookUrl, isConfirmed, a deposit's from and failReason, a payout's fee and txId, …) and raw for every field. Amounts are decimal strings. Webhooks.events lists the event types. payitgo.close() (and PayitgoCheckout.close()) closes the http.Client the library made for itself; one you pass as httpClient stays yours to close.

Errors

try {
  await payitgo.payments.create(orderId: 'ORD-1', amountUsd: 1, token: 'BTC');
} on PayitgoException catch (e) {
  print('${e.status} ${e.message}');   // 400 minimum payment in BTC is $10 right now (network fees)
}

constructEvent throws SignatureVerificationException for a bad signature, a stale timestamp, or when it has no secret (none passed and no webhookSecret).

Development

dart pub get && dart test