flutter_ondevice_kyc 0.1.0

On-device KYC scanning for MRZ and card numbers. The scan path makes no network call.

flutter_ondevice_kyc

On-device KYC for an identity-card MRZ and a payment-card number. The scan path does not open a socket and does not write the frame.

A frame is published only when ICAO 9303 or Luhn accepts it. A miss is a rejected frame, not an exception. The name line has no check digit. The green lock waits on the document number, dates, and composite digit.

The code is MIT. The detector is YOLOX-Nano and the recognizer is the official en_PP-OCRv4_mobile_rec. Both weights are Apache-2.0. This version has no CVV, NFC, or face match.

Turkish process notes: doc/on-device-kyc.tr.md.

What it reads

Document	Shape	Gate
Identity card back, including the Turkish card	TD1, 3×30	ICAO check digits. An 11-digit run in the optional data must also pass the TCKN test
Passport	TD3, 2×44	ICAO check digits
Older booklet	TD2, 2×36	ICAO check digits
Payment card	13–19 digits	Luhn. The CVV is not read

Names come out in MRZ Latin. Turkish dotted letters are not in those lines.

The detector was fine-tuned on synthetic rectangles. A real card is still read when the MRZ lines sit in the frame. This repository does not contain photographs of real identity documents.

Pipeline

flowchart TD
  camera[Camera frame]
  focus[Focus the MRZ band, then lock]
  throttle[At most 5 fps]
  orient[Rotate upright and crop the guide]
  detect[YOLOX-Nano ONNX]
  warp[Homography]
  lines[Split MRZ lines]
  ocr[PP-OCRv4 per line]
  gate[ICAO 9303, TCKN, or Luhn]
  emit[KycCapture]
  camera --> focus --> throttle --> orient --> detect --> warp --> lines --> ocr --> gate
  gate -->|accepts| emit
  gate -->|rejects| throttle

Runtime is flutter_onnxruntime 1.9. The default provider is CPU. XNNPACK and CoreML are opt-in through KycExecutionProvider. NNAPI is not a default: it is slow on these small graphs and it is deprecated on Android 15.

Run

Flutter 3.24 or newer. The example ships its models in example/assets/models/.

flutter pub get
flutter test
cd example
flutter pub get
flutter test
flutter run

The scan tab opens the back camera, focuses the three marks at the bottom of the guide, and locks focus. Tap the image to focus again. The validation tab locks pasted text. That lock did not come from a document.

Android release builds use R8. example/android/app/proguard-rules.pro keeps the ONNX Runtime classes. Without that keep rule, OrtSession.run aborts the process in a minified build.

API

final scanner = await KycScanner.onnx();
final decision = await scanner.scanStill(image);
if (decision is ScanLocked) {
  final capture = decision.capture;
}
await scanner.dispose();

KycScanner.fixture() locks the ICAO specimen when the weight files are absent. ScanRejected is not an exception. checkManual is for pasted text. redactPan is for logs. The full number lives on KycCapture.cardNumber, and the host should not store it.

Models

Weights live in example/assets/models/. Digests are in assets/models/README.md.

File	Source	Size
card_detector.onnx	YOLOX-Nano, 3 classes, 416, FP32	8.6 MB
text_rec.onnx	en_PP-OCRv4_mobile_rec, opset 11, FP32	7.3 MB
en_dict.txt	PaddleOCR English dictionary, including <	190 B

Training scripts are in training/. Checkpoints and generated images stay out of git. Detector INT8 is only worth doing with a calibration set that keeps detection quality. The recognizer stayed FP32.

Privacy

lib/ does not import dart:io or an HTTP client. A frame stays in memory. Logs do not contain a PAN, an MRZ line, or a TCKN. The example Android manifest has no internet permission. This is not a legal opinion. It states that the scan path does not open a network connection and does not write an image.

Versions and contributions

Versioning is in VERSIONING.md. Contributions are in CONTRIBUTING.md. A pull request must name an open issue that a maintainer has labeled accepted. Other pull requests are closed.